Techno-Functional SME (Digital Banking) Multilocation

We are seeking an experienced Techno-Functional SME with a deep understanding of digital banking. The ideal candidate should have a proven track record in setting up ground-up digital banks, familiarity with underlying banking products, and the ability to collaborate effectively with fintech partners.

As a Techno-Functional SME, you will play a critical role in shaping our digital banking initiatives.

Responsibilities :

1. Digital Bank Setup :

• Lead the establishment of digital banks from scratch, including defining the technology stack, architecture, and operational processes.
• Collaborate with cross-functional teams to ensure seamless integration of digital banking services.

2. Digital Banking Value Chain :

• Possess a holistic understanding of the digital banking value chain, including customer onboarding, account management, payments, lending, and customer experience.
• Identify opportunities for process optimization and efficiency enhancements across the value chain.

3. Product Knowledge :

• Be well-versed in underlying digital banking products, such as internet banking, mobile banking, cards, UPI, IMPS, POS, IPG, and digital lending applications.
• Understand the end-to-end lifecycle of these products and their impact on customer experience.

4. Fintech Collaboration :

• Collaborate with fintech partners to enhance digital banking offerings.
• Evaluate and onboard relevant fintech solutions to augment our digital services.
• Stay updated on emerging fintech trends and technologies.

5. Technical Expertise :

• Provide technical insights to development teams during the implementation of digital banking solutions.
• Ensure alignment with industry best practices and regulatory requirements.

6. Stakeholder Management :

• Engage with internal stakeholders (business, IT, compliance, risk) to drive digital transformation initiatives.
• Communicate effectively with external partners and vendors.

Qualifications :

• Education : Bachelor’s or Master’s Degree in Computer Science, Engineering, Business, or related fields.
• Certifications (Desired) : Relevant certifications in project management, agile methodologies, or digital banking.

Desired Skills :

• Technical Skills :
• Proficiency in digital banking platforms, APIs, and microservices architecture.
• Familiarity with cloud-based solutions and security protocols.
• Knowledge of data analytics and business intelligence tools.
• Domain Expertise :
• Experience in setting up digital banks or transforming traditional banks into digital-first institutions.
• Understanding of regulatory compliance and risk management in digital banking.
• Collaboration Skills :
• Ability to work closely with fintech partners, negotiate contracts, and build strong relationships.
• Excellent communication skills to convey complex technical concepts to non-technical stakeholders.

Location :

This position is based in Chennai / Hyderabad / Bengaluru / Pune / Noida

Experience

18+ yrs experience